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January 12, 2012

One thing I mentioned in the last post is how you can categorize transactions.  This is one of the areas where the two programs vary greatly in the control you have.

Both systems provide you a predefined list of categories that you can choose from.  However, they differ greatly in what you can do with those categories. let’s you add new sub-categories to the existing list, but you cannot remove, hide, or rename any of the predefined categories.  This means that if they have an item under one category, and you’d rather have it under another category, you can add it to the new category but can’t remove it from the existing one so you’ll have doubles or you have to change the name of the one you add.  This also means that when you go to select a category, you have to wade through all the ones you don’t want, and will never use, because there’s no way to get rid of them.

Yodlee, on the other hand, gives you full control of the categories.  You can rename the ones they give you or you can just hide them completely.  You can add sub-categories to any of the categories to truly customize the list exactly the way you want it.

Yodlee definitely wins in the Category department, but if you can live with the category layout that Mint provides, it works just as well.


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